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Term & whole life — protect your family for as little as a coffee a week.
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Life insurance — common questions
How much life insurance do I actually need?
A common rule is 10–12× your annual income, but it depends on debts, dependents, and goals. Our agents help you size it properly — for free.
Term vs. whole life — which is better?
Term is cheaper and ideal for most families covering a 10–30 year window. Whole life builds cash value and never expires. We compare both in your quote.