Pick the plan that fits where you are.
Three tiers — from a strong financial foundation to white-glove access for your whole household.
The Foundation
For beginners, debt-burdened, and financially overwhelmed
$47/mo
Billed monthly
- Full Money Circle community access (private group)
- Weekly live financial education sessions
- Segmented accountability groups (debt / saving / investing)
- All BWMarketplace calculators — unlimited
- Monthly curated article bundle from licensed experts
- 1 free 30-min strategy call credit per quarter
- Budget & debt payoff tracking templates
The Wealth Builder
For working adults building savings, handling tax issues, or retirement-curious
$97/mo
Billed monthly
- Everything in The Foundation, plus:
- Priority scheduling with Be Wealth advisors (same-week)
- 2 included strategy calls per year (retirement or tax)
- Personal Financial Roadmap — built for you, updated annually
- Money Circle private small-group mentorship (max 10 members)
- Monthly live Q&A with a licensed BWMarketplace expert
- Tax strategy mini-course (Enrolled Agent authored)
- Vetted partner discounts (health, real estate, estate)
- Concierge marketplace access
The Inner Circle
For serious wealth-builders, pre-retirees, and IRS-complex situations
$297/mo
Billed monthly
- Everything in The Wealth Builder, plus:
- Unlimited priority strategy calls (retirement + tax)
- Dedicated Be Wealth advisor — named, consistent relationship
- IRS letter review + response drafting (BeWealth EA agents)
- Estate planning consultation (priority attorney referral)
- Money Circle VIP mastermind — quarterly intensive
- Annual 1-on-1 wealth review with full financial snapshot
- Private investment strategy briefings
- Generational planning intro (trust + estate basics)
Previously a $497/year member? Your benefits have been upgraded to The Wealth Builder. Contact us to confirm your access →
See exactly what you get.
| Feature | Free | Foundation $47/mo | Wealth Builder $97/mo | Inner Circle $297/mo |
|---|---|---|---|---|
| Money Circle community access | — | |||
| Weekly live education sessions | — | |||
| Accountability groups | — | |||
| Financial calculators | ||||
| Educational articles | Limited | Full | Full | Full |
| Strategy call credits | — | 1/quarter | 2/year | Unlimited |
| Personal Financial Roadmap | — | — | ||
| Priority advisor scheduling | — | — | Same-week | Same-day |
| Small-group mentorship | — | — | ✓ VIP | |
| Monthly expert live Q&A | — | — | ||
| Tax strategy mini-course | — | — | ||
| Dedicated named advisor | — | — | — | |
| IRS letter review | — | — | — | |
| Estate planning consult | — | — | — | |
| Quarterly VIP mastermind | — | — | — | |
| Annual wealth review | — | — | — | |
| Partner discounts | — | — | ||
| Concierge marketplace | — | — |
From confused to in control — in three steps.
Tell us your goals
Share what you're working toward — retirement savings, tax relief, estate, or building a plan from scratch — and we'll match you with the right tier and expert.
Join your community
Get instant access to The Money Circle's live sessions, accountability groups, and coaching content. This is where the foundation gets built.
Take action with confidence
When you're ready to execute — 401(k) rollover, IRS resolution, estate plan — your vetted expert is already in your corner.
500 families can't be wrong.
Maria paid off $24,000 in 18 months. She started with The Foundation. By month 8 she had a Financial Roadmap that made retirement feel real for the first time.
Maria T.
The Wealth Builder Member
I got an IRS letter and had no idea what to do. Within 3 days a BeWealth EA agent had reviewed it and drafted a response. $60K of my debt was settled.
James R.
Inner Circle Member
I opened my first retirement account at 47. The Money Circle community showed me I wasn't behind — I was just getting started.
Darnell W.
The Foundation Member
Everything you need to know.
Can I cancel anytime?
Yes. All monthly memberships are cancel-anytime with no penalty. Annual memberships are non-refundable after 30 days but can be paused on request.
What is The Money Circle?
The Money Circle is a financial education and accountability community listed as a trusted BWMarketplace partner. Their weekly live sessions and accountability groups form the educational backbone of every membership tier.
How is this different from the old $497/year membership?
The $497/year plan has been replaced by this 3-tier model. Former annual members have been upgraded to The Wealth Builder tier benefits. Contact us to confirm your access.
Are the advisors and agents actually licensed?
Yes. Be Wealth LLC handles financial and retirement planning with licensed professionals and top-rated carriers (Nationwide, Allianz, Pacific Life). BeWealth EA LLC handles IRS tax resolution with licensed Enrolled Agents — the same federal credential held by CPAs and attorneys for IRS representation.
How does upgrading between tiers work?
Foundation members are invited to upgrade after 60 days of active engagement. Wealth Builder members receive an Inner Circle offer at their 6-month mark, or when a qualifying financial event occurs (IRS letter, inheritance, job change, approaching retirement).
Is there still a free option?
Yes. BWMarketplace's financial calculators, educational articles, and partner directory remain free for all visitors. Membership layers add community, live coaching, and licensed expert access on top of those free tools.
Plan today.
Build for generations.
Join The Foundation for $47/month — less than $2/day to have a plan, a community, and a licensed professional in your corner.
Backed by licensed practices at Be Wealth LLC and BeWealth EA LLC. BWMarketplace is a marketing platform. Content is educational only. See full disclosures.