These Terms of Service ("Terms") govern your access to and use of bwmarketplace.com (the "Site") operated by BWMarketplace, Inc. ("we", "us"). By using the Site you agree to these Terms.
1. Eligibility
You must be at least 18 years old and a U.S. resident to use the Site.
2. Not financial advice
The Site provides general educational information and product comparisons. It does not constitute financial, legal, tax, or investment advice. Always confirm rates, fees, and terms directly with the provider, and consult a qualified professional before making financial decisions.
3. Editorial independence and compensation
BWMarketplace earns commissions when you apply for products through our links. Our editorial ratings and recommendations are produced independently of these commercial relationships. See our Affiliate Disclosure and Editorial Standards for details.
4. Accuracy of information
We work to keep product details accurate and up to date, but rates, fees, rewards, and eligibility criteria change frequently. The official terms from the issuer or provider always control. We are not liable for outdated or inaccurate information displayed on the Site.
5. Acceptable use
- No scraping, reverse-engineering, or interfering with the Site's operation.
- No fraudulent, unlawful, or abusive activity.
- No use of the Site to violate the rights of others.
6. Accounts
You are responsible for safeguarding your account credentials and for all activity under your account.
7. Intellectual property
All Site content, branding, and software are owned by BWMarketplace or our licensors and protected by U.S. and international IP laws. Limited personal, non-commercial use is permitted.
8. Third-party offers and links
The Site links to third-party products and websites. We do not control and are not responsible for those third parties' content, terms, or privacy practices.
9. Disclaimers
THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
10. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, BWMARKETPLACE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR LOSS OF PROFITS OR REVENUE, ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE.
11. Indemnification
You agree to indemnify and hold BWMarketplace harmless from any claims arising from your misuse of the Site or violation of these Terms.
12. Governing law and disputes
These Terms are governed by the laws of the State of Delaware, without regard to its conflict of laws rules. Disputes will be resolved in the state or federal courts located in Delaware, and you consent to personal jurisdiction there.
13. Changes
We may update these Terms at any time. Continued use after changes constitutes acceptance.
14. Contact
BWMarketplace, Inc. — legal@bwmarketplace.com