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Business · BW Bank

BW Business Pro Review

Engineered for online operators. If you spend $3k+/mo on ads or SaaS, the rewards alone return 4–8× the annual fee.

BW Score
4.6/ 5.0
Editorial rating · Updated monthly
BW Bank
BW Business Pro
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At a glance

Annual Fee
$95
Rewards Rate
4x advertising · 3x software · 1x other
Welcome Bonus
100,000 points after $8,000 in 3 months
Intro APR
0% for 12 months
Regular APR
19.49% – 26.49% Variable
Recommended Credit
Excellent

Pros & cons

Pros
  • Quadruple points on online advertising
  • Free employee cards
  • Quickbooks & Xero integrations
  • Built-in expense management
Cons
  • $95 annual fee
  • Bonus categories favor digital businesses

Who it's best for

SaaS, ecommerce, and agency operators with significant ad and software spend.

How we rated this card

The BW Business Pro earned a 4.6 / 5.0 from BW editors. We weight rewards value (40%), fees (20%), APR & terms (20%), and cardholder benefits (20%). Our reviews are independent — issuers don't pay for ratings or placements.