At a glance
Annual Fee
$0
Rewards Rate
6% groceries (up to $6k) · 3% gas · 1% other
Welcome Bonus
$250 after $2,000 in 3 months
Intro APR
0% for 12 months
Regular APR
19.99% – 27.99% Variable
Recommended Credit
Good
Pros & cons
Pros
- 6% on US supermarkets — highest in category
- 3% on gas and transit
- No annual fee
- Streaming subscription credits
Cons
- $6,000 annual cap on grocery bonus
- Lower rate after cap
Who it's best for
Families with high grocery spending who want big rewards in everyday categories.
How we rated this card
The BW Everyday Grocery earned a 4.5 / 5.0 from BW editors. We weight rewards value (40%), fees (20%), APR & terms (20%), and cardholder benefits (20%). Our reviews are independent — issuers don't pay for ratings or placements.