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Balance Transfer · BW Bank

BW Zero Balance Transfer Review

Name: BW Zero Balance Transfer
Brand: BW Bank
Rating: 4.6 (1 reviews)

Built for one job — getting you out of debt. The 21-month runway gives breathing room most other cards don't.

BW Score

4.6/ 5.0

Editorial rating · Updated monthly

BW Bank

BW Zero Balance Transfer

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At a glance

Annual Fee

Rewards Rate

1.5% cash back on all purchases

Welcome Bonus

None

Intro APR

0% for 21 months on balance transfers

Regular APR

17.99% – 27.99% Variable

Recommended Credit

Good

Pros & cons

Pros

Industry-best 21-month 0% intro APR
No annual fee
3% balance transfer fee (low for category)
Free FICO score tracking

Cons

No welcome bonus
Foreign transaction fees apply

Who it's best for

Paying off existing credit card debt without piling on more interest.

How we rated this card

The BW Zero Balance Transfer earned a 4.6 / 5.0 from BW editors. We weight rewards value (40%), fees (20%), APR & terms (20%), and cardholder benefits (20%). Our reviews are independent — issuers don't pay for ratings or placements.